Refinancing lender offers are always ongoing – Currently get up to $2,000 cashback when you refinance.
Refinancing lender offers are always ongoing – Currently get up to $2,000 cashback when you refinance.
Refinance mortgage broker
Make your life simpler.
- All debts consolidated into one repayment
- Good or bad credit ratings
- Refinance investment property
- Fast solutions
Why us?
We are a debt consolidation and refinance mortgage broker. Refinancing needs to be done right. You should be wary of refinancing for the sake of a better rate as there needs to be a strategy in place which has the ultimate goal of eliminating those debts. We have a number of ways up our sleeve to kill them off. None of these strategies are a one size fit. We present to you one that will fit your personality.
Our easy 3 step plan of attack
It may feel overwhelming but in fact, the debt consolidation and refinancing process is straight forward. No matter how messy you think your finances are, we can assure you it’s never as bad as you imagine.
Plan
We meet for a cuppa to talk about the ins and outs of your financial world and most importantly, where you want to be in the short and long term.
Implement
We will present a number of personalised plans to tackle those niggling issues and we'll be there every step of the way.
Review
Together we will meet every 6 to 12 months to review how you're going.
Lenders we work with
FAQs
We may or may not. We like to look at the overall picture and determine what will work best for you. If you have a few loans but one liability is only $500 with a decent rate, it may not be beneficial for you to bundle up this liability.
They are one and the same. The best lender or rate is determined by several factors, including your credit rating, income, available equity, and so forth. All cases are looked at individually. We will always attempt to recommend the most suitable product.
We don’t need to meet face to face, we can do the entire process online. We have a virtual office so we can chat at any time of the day, any day of the week.
Yes, you can. We will look at this option and you will be able to see immediate results on your monthly expenses. Equity refinance is taking out ‘equity’ out of your home to pay out some or all of your other liabilities e.g., personal loans, credit cards, car loan etc.
Yes, if there’s a house with a loan, we can refinance it. As long as you end up getting a better rate and it’s beneficial to you. This includes taking equity out of your investment property for any renovations or other reasons.
We do work with credit repair companies. They can assist to help you remove enquiries, defaults, and on occasion, judgements. All scenarios differ and are assessed on an individual basis. Putting a plan in place and following it to a T will make sure you are in the driver’s seat for a better future.
No, this is not our space but we may be able to recommend someone for you.
Yes, you can have a bad credit score and we would be able to find you a solution. Each case varies and you may find that most lenders may not have an appetite for these types of loans. However, there are some lenders who will take you on if you happen to have a low credit score.
Yes, FAST refinancing is a process that some lenders offer. It can be a dollar-for-dollar refinance so no cash out and you jump into a better rate without having to wait months. It is an easy process, requires less hassle, saves time and of course, money. In some instances, you just have to show us perfect home loan conduct for 12 months and we can get it refinanced pretty quickly.
Yes, we do have lenders in this space. Many of the major lenders will not touch this type of liability but we are able to provide several lenders who can.
There are a number of factors. Each lender has a discharge fee that they’ll charge and this can be found with your original loan documents or you can just call to ask. Depending on your state, there’s a registration title fee. There’s also interest charged at the time of ‘settlement’ or when the loan is paid out. There are also charges from the new incoming bank and this can include the loan application fee, valuation, etc. What’s most important is that you will be in a better position than you were before. Let us calculate it for you to see if it’s worth it.
We are a debt consolidation and refinance mortgage broker. Helping to make your finances simpler.
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